Get access to cash of up to R250,000 and repay in fixed monthly instalments.

What are your benefits

  • Loans: R1 000 – R250 000
  • Interest from as low as 15%
  • Flexible repayment options (from 12 to 60 months)
  • Fixed monthly instalment
  • Decision in seconds & cash in your account within 24 hours
  • Paperless application process
  • Electronic Statements (via Email & SMS)
  • Customer Protection Insurance for your peace of mind

How do you apply?

Click here:

SMS the following details to 47094:
ID Number*Initials*Surname*Monthly Salary
Example: 7013320212080*KJ*Smith*5000

Information provided will be submitted to the credit bureau and standard SMS rates apply. Terms and Conditions apply.

Contact us:

Customer Care number – 0861 827 775
Customer Care Email address –

Terms and Conditions apply
RCS is a registered Credit and authorised Financial Services Provider.
NCRCP 38 / FSP 44481

Application criteria:

  • You must be 18 years or older
  • You must have a valid South African bank account
  • You must have a valid SA ID or driver’s licence
  • You must be employed and earn R2000 or more per month
  • You will be required to provide proof of income documentation at the time of application

What is Customer Protection Insurance?

For your protection, your loan includes Customer Protection Insurance*, underwritten by Guardrisk Life Limited*, covering the following:

  • Death Cover - Covers your full outstanding loan balance
  • Permanent Disability - Covers your full outstanding loan balance
  • Temporary Disability - Covers up to 12 months of loan instalments
  • Loss of Income – Covers up to 12 months of loan instalments
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*Guardrisk Life Limited is an Authorised Financial Services Provider. Additional information on key limitations, exclusions, risks and charges related to the policy can be viewed at

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